HOME LOAN
All type of Home Loan‘Turn your dream home into reality with Rupiyamart home loan services. Buying a home is easier than ever’
Rupiyamart is a one stop solution to a home buyer. Get a loan of upto 5cr in 3 easy steps
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Why choose us ?
- Saves time and money by providing quicker loans at your doorstep .
- Compare the interest rates provided by different banks
- Charges minimum documatation and commission
- Provides 24×7 access to our cosultants.
FEATURES OF HOME LOANS
Home Loans Are Secured Loan
The Property Financed Is Mortgaged With The Financier
Home Loans Are Typically Long Term Loans
Repayment Option Of Upto 20 Years
The Interest Rates Are Low
Borrower Can Avail Tax Benefits
Property Can Be Jointly Owned
Income Of Family Members Can Be Clubbed For Higher Loan
Can Be Used For Investment Purpose
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FREQUENTLY ASKED QUESTION
WHAT IS A HOME LOAN?
Home Loan is a loan provided by a bank or a financial institution for the purchase of a residential property. The loan can be used to purchase a new/ resale house, construct a house or to buy an under-construction house from a builder. The same property will serve as a security.
The demand for home loans is very high in India. Apart from fulfilling the dream of own house, it also helps in wealth creation in the long term. Property is proven to be an appreciating asset since the price of the house is expected to rise over a period of time. This makes financing of such a purchase by borrowing a smart method to own and create an asset without having all the funds for the purpose at the moment.
WILL THE EMI AMOUNT OR THE TENURE OF THE LOAN CHANGES DURING THE LOAN PERIOD?
Yes, the EMI amount or the tenure of the loan could get changed if one has availed a floating rate of interest.
CAN I SELL THE HOUSE EVEN WHEN THE HOME LOAN IS NOT PAID OFF?
Yes, you can sell the house even when the home loan is active. However you need to inform the lender and get a consent from them to sell. The title deeds shall be released to the borrower once all the dues to the bank are fully paid off.